Cornwall Ford Finance Department

Ford Financing, Simplified.

When it comes to purchasing a reliable vehicle, sometimes your options might feel limited. Here at Miller Hughes Ford in Cornwall, Ontario,, we’re committed to helping our customers get approved for affordable car loans that align with their needs and budgets. Whether you have good, bad, or no credit, we can find the best terms and rates to get you behind the wheel of a quality Ford vehicle as soon as possible!

Out With The Old, In With The New

We make it easy to unload your current vehicle while maximizing your investment and driving away in something new. Now that’s what we call a win win!

Sell Your Car to Us

When you need to say goodbye to your current vehicle, we’ll buy your car – even if you don’t buy from us! We take vehicles of all makes and models and will provide a fair market appraisal to determine what your car is worth and put more money back in your pocket.

Sell Your Car

Trade-In’s Welcome

Trading in your current ride is an excellent way to save on your down payment and the taxes and fees associated with the purchase. Use our online trade-in tool to get the trade-in value and an instant cash offer for your current vehicle in minutes.

Value Your Trade-In

Auto Financing FAQs

Can I get a car loan with bad credit?
At Cornwall Ford, we get customers with all kinds of credit statuses. Whether you have good, bad, or no credit, we can always find a solution to help you finance a reliable new or used vehicle with terms that work for you.

How can auto-financing improve my credit score?
At Cornwall Ford, we get customers with all kinds of credit statuses. Whether you have good, bad, or no credit, we can always find a solution to help you finance a reliable new or used vehicle with terms that work for you.

What do I need to apply for a car loan?
Be sure to have the following documents ready to make the financing process as easy as possible.
• Government-issued identification
• Proof of income
• Proof of residency/current address
• Social insurance number
• Down payment
• Credit score/consent to a credit rating check

What is the difference between leasing and financing?
Financing means buying the car and making payments toward ownership, while leasing involves paying to use the car for a specific period without owning it.

What is the interest rate on an auto loan?
Interest rates vary based on factors like your credit score, loan term, and the lender’s policies. It’s best to shop around for the most competitive rates

Can I refinance my auto loan?
Yes, refinancing can lower your interest rate or monthly payment, especially if your credit score has improved since you first obtained the loan.